Bank of Ireland 2019 Interim Results
Net lending growth of €1.2bn
Group loan book movement
€7.7bn
(€6.5bn)
€0.2bn
(€0.3bn)
(€0.1bn)
Total €1.2bn
€77.0bn¹
€78.0bn¹
Dec 18
Loan Book
New
Lending
Redemptions Loan Book
Acquisitions
Irish
Mortgage
NPE
FX / Other
Jun 19
Loan Book
Securitisation
Net lending of €1.2bn
€0.7bn
€0.6bn
H1 2018
H2 2018
Bank of Ireland 2019 Interim Results
Net lending growth of €1.2bn in H1 2019
. Expect further net lending growth in H2 2019, while
maintaining our risk and commercial discipline
Ireland: €0.2bn net lending growth
•
Mortgages net lending €0.2bn lower with market share
of 23%
SME net lending €0.1bn lower: growth in market share
Consumer net lending growth of €0.1bn
Corporate Banking net lending growth of €0.4bn
UK/International: €1.0bn net lending growth
•
Mortgages net lending €0.1bn lower; new lending down 15%
on H1 2018 reflecting market dynamics
Consumer net lending growth of €0.2bn; strong performance
through AA brand
Northridge net lending growth of €0.4bn; distribution
expanding, risk appetite unchanged
SME/Other net lending €0.2bn lower due to continued
wind down of legacy portfolio
Corporate UK net lending growth of €0.3bn; maintaining
disciplined approach to growth with Brexit focus
Acquisition Finance: net lending growth of €0.4bn; remain risk
focussed with 4 out of 5 loans declined
€1.2bn
.
HT 2019
1 Includes UK Credit Card portfolio €0.6bn classified as held for sale as at June 2019. Sale completed in mid July 2019
Bank of Ireland
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