Investor Presentaiton

Executive Summary - Q4/FY23 Particulars ***LIC HFL अ LIC HOUSING FINANCE LTD Rs. cr Q4 Q4 Var Var FY23 FY22 FY23 FY22 Disbursements Individual Housing Loan (IHL) -24.08% 12406 16341 -0.38% 53459 53662 Non-Housing Individual (NHI) -22.55% 1889 2439 14.07% 7459 6539 Non-Housing Commercial (NHC) 66.36% 178 107 49.70% 500 334 Project Finance (PF) 263.08% 1554 428 105.56% 2697 1312 Total -17.02% 16027 19315 3.67% 64115 61847 Outstanding Portfolio Individual 10.57% 263309 238142 Project -9.55% 11738 12978 Total 9.53% 275047 251120 Net Interest Margins(%) 2.93% 2.64% 2.41% 2.28% Weighted average cost of funds 7.63% 6.52% Yield on advances annualised 10.01% 8.39% Spreads 2.38% 1.87%

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