International Presence and Activities
FINANCIAL FIGURES
BUSINESS DEVELOPMENT
Loans to Customers
+4.6%
EUR min
14,078
14,083
14,125
14,451
Retail -mortgage
Retail other lending
14,724
Strong growth in Retail lending is
driven by active participation on the
Mortgage lending, which continued in
2020 despite the starting impacts of
COVID-19
Corporate lending while keeping
strong lending market position, has
however decreased slightly over the
year, mainly due to public sector and
also one-off transaction of transferring
VUB Leasing financing to ISP
Corporate
4Q2019
1Q2020
2Q2020
3Q2020
4Q2020
EUR mln
Customer Deposits
+9.0%
11,905
11,847
12,198
12,535
12,978
4Q2019
1Q2020
Source: Individual financial statements as of 31 December 2020
2Q2020
3Q2020
4Q2020
The Bank increased the base of
customers deposits (YoY 9%) and
thus preserved its liquidity position. In
order to support further growth of
loans, the Bank remains focused
mainly on the retail deposits in the
upcoming period. This allows the
Group to focus on further
improvement of the main services to
customers such as loans to
households,
municipalities
companies
and
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