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Consolidated income statement FY 2023 FY 2022 Change % Change Interest Income 66,264 45,835 20,429 44.6% Interest Expense 32,690 14,619 18,071 123.6% Net Interest Income 33,574 31,216 2,358 7.6% Other Income 16,368 13,238 3,130 23.6% Trading Gains and Forex 427 1,530 (1,103) -72.1% Trust Fees 424 415 9 2.1% Service Fees & Commissions 6,659 5,469 1,190 21.8% Miscellaneous 8,859 5,824 3,035 52.1% Operating Expenses 29,612 25,100 4,512 18.0% Impairment Losses 6,914 5,706 1,208 21.2% Provision for Income Tax 1,200 1,568 (368) -23.5% Net Income 12,216 12,080 136 1.1% 24 24

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