Investor Presentaiton

О Sustainable Business Social and Environmental Risk Management System ■Wholesale Banking Portfolio Analyzed 12.26% Wholesale Banking portfolio Corporate Banking Portfolio Analyzed 15.04% 10.37% Non-sustainable analyzed portfolio 1.69% Sustainable 0.20% Climate-related During 9M23: 951 Analyzed loans 100 loans with IFC recommendations 7 Due diligences 2 Monitoring visits 28 Credit Committees Corporate Banking portfolio ■Commercial Banking portfolio analyzed 24.19% Commercial Banking portfolio 14.95% Non-sustainable analyzed portfolio 0.51% Sustainable 0% Climate-related 18.90% Non-sustainable analyzed portfolio 4.68% Sustainable 0.60% Climate-related Risk level of the analyzed portfolio: In 3Q23: • 7 projects were evaluated: 3 under EP frameworks, (2 Medium, 1 High Risk) 4 projects with IFC Performance Standards (ND), with a medium risk level 51.5% Low 48.2% Medium Responsible Investment *FN-AC-410a.1 150,000 140,000 130,000 AFORE XXI Banorte 120,000 110,000 100,000 Assets with ESG criteria 14% 90,000 80,000 19% of the structured 70,000 60,000 instruments' portfolio has impact 50,000 investments with direct 40,000 30,000 contribution to SDGs 20,000 10,000 0 +15% YOY 3Q22 2Q23 3Q23 3Q22 2Q23 3Q23 *FN-AC-410a.1 Operadora de Fondos Banorte 20,000 18,000 Equities' ESG Analysis 16,000 81% national issuers' coverage 14,000 +6 issuers vs. 2022 12,000 10,000 8,000 Assets with ESG criteria 8.79% 6,000 4,000 2,000 Publication of the internal ESG Analysis methodology for Equities 0 Impact Investment 3Q22 2Q23 3Q23 ESG Integration Thematic Investment Thematic Investment +/- Selection 0.3% High More than half of the analyzed loans were classified as low risk, which means minimal or mitigatable impacts. * The SASB indicator FN-AC-410a.1 evaluates the amount of AUMS (in million pesos) by asset class, that employ (1) integration of environmental, social, and governance (ESG) matters; (2) thematic investment in sustainability; and (3) screening. 45 DB Div Rev NIM NI ROE TI LD Dep ICAP BAP Guid ESG Eco Loan Mkt Hist C/I App GRUPO FINANCIERO

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