Investor Presentaiton
Key Metrics - Quarterly
Particulars
Q1
FY18
FY19
FY20
SOUTH
INDIAN Bank
FY21
Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1
Net Interest Margin (NIM) 2.80% 2.95% 2.88% 2.73% 2.60% 2.61% 2.66% 2.46% 2.53% 2.69% 2.72% 2.67% 2.62%
CRAR Basel III
ROAA (Annualized)
Provision Coverage
CASA
Gross NPA
Net NPA
12.1% 11.7% 12.5% 12.7% 12.2% 12.1% 11.8% 12.6% 12.2% 12.1% 12.0% 13.4% 13.5%
0.6% 0.02% 0.6% 0.6% 0.1% 0.3% 0.4% 0.3% 0.3% 0.4% 0.4% -0.6% 0.3%
44.6% 44.1% 49.4% 41.2% 39.1% 41.9% 41.2% 42.5% 45.1% 48.1% 50.4% 54.2% 58.8%
25.2% 24.6% 24.9% 23.8% 24.7% 24.5% 24.3% 24.2% 24.1% 24.9% 25.2% 25.0% 26.9%
3.61% 3.57% 3.40% 3.59% 4.54% 4.61% 4.88% 4.92% 4.96% 4.92% 4.96% 4.98% 4.93%
2.54% 2.57% 2.35% 2.60% 3.27% 3.16% 3.54% 3.45% 3.41% 3.48% 3.44% 3.34% 3.09%
27.6 28.4 29.0 29.1 29.0 29.5 29.5 30.4 30.7 31.2 30.3 30.8
Book Value per Share (Rs.) 27.7
EPS (Rs.) (Annualized)
2.3
0.1
2.5
2.6
0.5
1.5
1.8
1.6
1.6
1.9
2.0
(3.2)
1.8
Customer Touch Points
- Kerala
493
494
494
496
496
496
494
503
503
503
503 508
508
- South India (Ex-Kerala)
259
260
261
264
266
266
266
270 270
270
271
272
272
- Rest of India
149
149
149
149
149
150
150
150
150
149
149
149
149
Total
901
903
904
909
911
912
910
923
923
922
923
929
929
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