Canadian Banking and Residential Mortgages Overview

Risk Snapshot RWA Breakdown¹ ■ Credit Risk Credit Exposure by Country 2,3 ■Canada ■ Chile Credit Exposure by Sector 1,2 Real Estate and Construction Financial Services 7.1% 4.3% 69% 2% $434Bn 86% ■ Operational Risk 12% 5% 5% 5% 3% $663Bn3 ■ U.S. Wholesale and Retail 4.1% ■ Other International ■Mexico Utilities 2.9% Technology and Media 2.9% 5% ■Market Risk ■ C&CA 7% Other 2.8% 7% ■ Peru Agriculture 2.4% ■ Colombia Automotive 1.6% Canadian Banking 1,2 Personal & Commercial Lending International Banking1,2 Food and Beverage 1.6% Energy 1.4% Transportation 1.3% Health Care 1.0% Sovereign 0.8% ■ Secured 71% ■ Secured Mining 0.7% 5% $360Bn $62Bn Hospitality and Leisure 0.6% 95% Metals 0.4% ■ Unsecured 29% ■ Unsecured 1 As at January 31, 2022 2% of total loans and acceptances 3 As at October 31, 2021 Forest Products 0.3% Chemicals 0.3% 42 42

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