Investor Presentaiton

Low Risk, Deposit Rich Balance Sheet79 TD Maturity Profile 84,85 (C$B) (To first par redemption date) Large base of stable retail and commercial deposits Personal and business deposits are TD's primary sources of funds Customer service business model delivers stable base of "sticky" and franchise deposits 60 50 40 30 Wholesale funding profile reflects a balanced secured and unsecured funding mix 20 10 Maturity profile is well balanced 0 Funding Mix 80 P&C Deposits 75% Personal Term Deposits 4% Personal Non-Term Deposits 41% Trading Deposits 83 1% Issuance Maturity 2018 2019 2020 2021 YTD 2022 2023 2024 2025 2026 ■MBS ■Covered Bond ■Senior Debt ■ ABS ■Tier 186 Subordinated Debt Wholesale Term Debt Wholesale Term Debt 11% Term Asset. Backed Securities 1% Mortgage Securitization Other Deposits81 29% Short Term Liabilities 82 14% 10%88 Senior Unsecured MTN 57% Capital 87 12% Covered Bonds 20% 44

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