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Investor Presentaiton

NOT FOR DISTRIBUTION OR RELEASE IN THE UNITED STATES Overview of businesses acquired Professional Finance Asset Finance & Leasing Specialist provider of practice and personal finance to medical, dental and veterinary practitioners (82% of outstanding loans) and accounting and other professionals (18% of outstanding loans) Mortgage originator and manager of off-balance sheet mortgage portfolio (approximately $1.0bn originated in CY13) c.19,000 customers Provider of specialist asset finance and leasing solutions via a mix of vendors, intermediaries and direct client relationships c.14,000 customers $2.2bn of total loans (1) $173m of loans on balance sheet (1) Deposit Book $2.7bn deposit book (comprising $2.3bn retail and $0.4bn wholesale) Greater than 50% of the retail deposit book is sourced from high net worth individuals and clients of the Professional Finance business c.9,000 customers $2.7bn deposit book (1) Note: Following a restructuring of Investec Bank (Australia) Limited to remove certain businesses outside of the scope of the acquisition, BOQ will acquire 100% of the shares in Investec Bank (Australia) Limited which will include the above businesses. 1 As at 31-Mar-2014. IT'S POSSIBLE to LOVE A BANK BOQ
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