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Investor Presentaiton

CAJA RURAL DE NAVARRA SUSTAINABILITY BOND FRAMEWORK A bank committed to Sustainability The SUSTAINABLE DEVELOPMENT GOALS Green Bond Principles Energy Efficient Mortgages Initiative The This document should not be distributed in the United States or to U.S. persons as defined in Regulation S of the U.S. Securities Act of 1933, as amended As a cooperative, retail and regional financial institution, Caja Rural de Navarra is highly committed to a long-term engagement with its stakeholders. Social Bond Principles • CRN is engaged with ESG agencies in an ongoing process of transparency. COVERED BOND LABEL- Energy Efficiency Financial Institutions Group • Further steps are envisaged, among them the publication of an specific ESG (Corporate Responsibility) annual report¹. DZ BANK SUSTAINALYTICS SEAL OF QUALITY FOR SUSTAINABILITY Caja Rural de Navarra Source: 1- CRN Corporate Social Responsibility Report. 4/2018 Dialogue and active participation in international initiatives within the "Sustainable Finance" development. 27
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