Investor Relations - Fixed Income Presentation
Strength of a high quality liquid balance sheet
$896 billion
(as at April 30, 2014)
Cash and Repos
Assets
39% Liquid
Assets
Trading & Investment
Securities
Loan portfolio
represents 47%
of total balance
sheet and
includes sold
Residential Mortgages (1)
MBS as per
IFRS
Other Retail Loans
Wholesale Loans
Derivatives are
on Balance
Sheet as per
Other Assets (2)
IFRS
134%
coverage
Liabilities & Capital
Unsecured Funding
Secured Funding
Personal Deposits
Business & Government Deposits
118%
coverage
Securitization (1) and Covered Bonds
Capital
Other Liabilities (2)
Investor Relations - Fixed Income Presentation
(1) Securitized agency MBS are on balance sheet as per IFRS. (2) Other assets include $73 billion of derivatives related to assets, largely offset by derivatives related liabilities in Other
liabilities. Under IFRS derivative amounts with master netting agreements cannot be offset and the gross derivative assets and liabilities are reported on balance sheet.
RBC
29%
Wholesale
funding
56%
Capital +
Retail-
related
funding
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