Investor Presentation - FY 2020 slide image

Investor Presentation - FY 2020

Financial results overview MOST PROFITABLE MOST EFFICIENT BANK OF CHOICE DIGITALLY ENABLED Liabilities and Funding Continued strong growth in non-commission bearing deposits and progressively optimizing the bank's cost of funds. Due to banks grew on the back of SAMA deposits. Customer Deposits Growth Drivers (SARbn) 23 195 +4% 13 2 203 Total Liabilities Mix (SARbn) 6% 2% 16% SAR 266 Bn Q4-19 Demand Savings Time Other Q4-20 Total Customer Deposits by Type (SARbn) +4% 201 203 195 56 68 34% 81 41% 145 135 114 66% 59% Q4-19 Q3-20 Non-commission bearing Investor Presentation - FY 2020 Q4-20 Commission-bearing General Business 76% Due to Banks & Other Financial Institutions Customer Deposits Debt Securities in Issue Other Liabilities, Net بنك الرياض riyad bank 18
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