Financial Performance and ESG Strategy Update

A leading Canadian financial institution¹ 1867 13MM 50K $6.2B 14.0% 28.5% 11.7% FOUNDED CLIENTS EMPLOYEES² NET-INCOME (F22) ROE3 (F22) TSR4 (3-YR) CET1 RATIO5 (F22) DIVERSIFIED EARNINGS MIX STRONG CREDIT RATINGS Net Income by Strategic Business Unit (F22)6 Net Income Contribution by Region (F22) Agency Rating8 Capital Markets Canadian Personal & Other US7 Moody's Aa2 (Senior⁹, A2), Stable Business Banking 16% 20% 31% 36% S&P A+ (Senior⁹, A-), Stable $6.2B $6.2B Fitch AA (Senior⁹, AA-), Stable 64% DBRS AA (Senior⁹, AA(low)), Stable 12% 30% US Commercial & Wealth Canada Canadian Commercial & Wealth CIBC◇ For footnoted information refer to slide 36. 3

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