FirstBank Growth and Efficiency slide image

FirstBank Growth and Efficiency

Reconciliation of non-GAAP financial measures Pro forma net income, adjusted (Dollars in thousands) Pre-tax net income Plus merger and offering-related costs Less signficant gains (losses) on securities, other real estate owned and other items (1) Pre tax net income, adjusted Pro forma income tax expense, adjusted (2) 2012 28,797 $ 21,974 1H 2018 2017 2016 2015 2014 2013 $ 55,095 $ 73,485 $ 1,864 62,324 $ 50,824 $ 34,731 $ 19,034 3,268 3,543 $ 56,959 $ 92,519 13,587 34,749 Pro forma net income, adjusted $ Weighted average common shares outstanding fully diluted 43,372 $ 57,770 31,275,846 28,207,602 Pro forma diluted earnings per share, adjusted (Dollars in thousands) Pro forma diluted earnings per share, adjusted Diluted earning per share Plus merger and conversion costs Less signficant gains (losses) on securities, other real estate owned and other items Tax effect Pro forma diluted earnings per share, adjusted 1H 2018 2017 (3,539) 4,638 2,000 1,331 18,425 $ 31,304 17,180,000 $ 69,131 $ 49,729 $ 32,731 $ 25,404 $ 43,727 19,312,174 11,662 $ 21,069 $ 18,612 17,180,000 17,180,000 28,797 10,185 $ 20,643 6,897 $ 13,746 17,180,000 2016 2015 2014 2013 2012 $ 1.33 0.06 $ 1.86 $ 2.10 $ 2.79 $ 1.89 $ 1.57 $ 1.19 0.67 0.17 0.21 (0.18) 0.27 $ (0.01) 1.38 $ (0.48) 2.05 (0.19) (0.91) 0.12 (0.54) (0.49) 0.08 (0.31) $ 2.26 $ 1.82 $ 1.23 $ 1.08 $ 0.80 1 2016 includes loss on sale of mortgage servicing rights, impairment of mortgage servicing rights, gain on sales or write-downs of other real estate owned and other assets and gain on sale of securities; 2015 includes bargain purchase gain and gain from securities; 2014 includes gain from securities; 2012 includes gain on sale of securities and loss on sale or write-downs of other real estate. 2 The Company terminated its S-Corporation status and became a taxable corporate entity ("C Corporation") on September 16, 2016 in connection with its initial public offering. Pro forma amounts for income tax expense, adjusted, and diluted earnings per share, adjusted, have been presented assuming the Company's pro forma effective tax rate of 36.75%, 35.08%, 35.63%, 35.37%, and 33.76% for the years ended December 31, 2016, 2015, 2014, 2013 and 2012, respectively, and also includes the exclusion of a one-time tax change from C Corp conversion in 3Q 2016 and the 4Q 2017 benefit from the 2017 Tax Cuts and Jobs Act. 1H 2018 uses a marginal tax rate on adjustments of 26.06%; 2017 uses a marginal tax rate on adjustments of 39.23%. FB FirstBank 20 20
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