Investor Presentaiton

Deposits Modest decline of 2% in deposits in 9M 2021 from balance sheet optimization Customers' Deposits (SARbn) Customers' Deposits Movement YTD (SARbn) -2% 119.5 120.7 125.9 111.3 116.7 119.5 70.1 72.2 79.5 66.3 75.9 (8.7) -2% مصرف الإنماء alinma bank 5.9 116.7 45.0 49.4 48.6 46.4 40.7 QoQ 3Q 20 +7% 4Q 20 +1% 1Q 21 +4% 2Q 21 -7% 3Q 21 Total customers' deposits Time CASA Total customers' deposits 4Q 20 3Q 21 Time CASA -18% +8% Customers' Deposits Composition (SARbn) Customers' Deposits Composition (SARbn) Time 34% 35% 116.7 65% CASA 3Q 2021 INVESTOR PRESENTATION Retail 116.7 Non-retail 66% Management Commentary Deposits fell slightly by 2% during 9M 2021 as growth in CASA deposits of 8%, issuance of 5bn Tier 1 Sukuk and receipt of additional SAMA deposits allowed for a reduction in more expensive time deposits of 18%. ■ CASA deposits account for 65% of total deposits Total deposits comprise of 66% retail and 34% non-retail deposits as at 30 September 2021. 22/41

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