FY22 Investor Presentation
NZ$339m New Zealand Loan Book
Building a high skill, high value customer base
Employment status
0
DDD
Office / 38%
Trade/17%
Professional/19%
Self-employed/6%
Other employed / 19%
Other / 1%
Loan purpose
Property ownership
40%
20%
OWNED -
PAYING
MORTGAGE
RENTING
LIVING
WITH
PARENTS
BOARDING
OTHER
FULLY
OWNED -
NO
MORTGAGE
EMPLOYER
SUPPLIED
Age of borrowers
30%
20%
10%
18-19
20-29
30-39
40-49
50-59
60-69
70+
A Debt consolidation / 26%
B-Home improvements / 20%
C- Holiday Expenses / 10%
D Used vehicle/6%
E- Household Items / 6%
F Other/32%
Region
O
A Auckland, Northland / 38%
B-Waikato / Bay of Plenty / 16%
C-Canterbury / Marlborough/ Nelson / Tasman/ 15%
D - Wellington / Central / Hawke's Bay / 24%
E-Otago/Southland / Westland/7%
H
HARMONEY ©2022
FY22 INVESTOR PRESENTATION
31 AUGUST 2022
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