Investor Presentaiton

120.0% STOCK PERFORMANCE Market Performance - Last Five Years Summary Market Profile 80.0% 40.0% 0.0% -40.0% 4/27/2016 4/27/2017 4/27/2018 4/27/2019 4/26/2020 4/26/2021 Russell 3000 KBW Regional ARBV Index Periods Beginning Date Russell 3000 KBW Regional 30-Day 3/15/2021 4.7% -3.5% ARBV 7.5% ARBV vs. KBW Regional 11.0% 60-Day 1/29/2021 12.4% 25.9% 16.9% -9.0% Year-To-Date 12/31/2020 11.8% 32.8% 15.2% -17.7% 90-Day 12/15/2020 13.6% 33.5% 13.8% -19.8% 104.4% Ticker Exchange 74.3% 52.5% Stock Price Market Cap. ($MM) Dividend Yield Average Daily Volume (3 Months) Avg. Daily Volume (Shares) Avg. Daily Volume ($000s) 52-Week High/Low 52-Week High (4/23/2021) 52-Week Low (9/23/2020) % Difference vs. 52-Week High % Difference vs. 52-Week Low Valuation Ratios Last Twelve Months 4/24/2020 53.9% 92.2% 61.0% -31.2% Price / Tg. Book Value Since March 2019 Stock Offering 3/27/2019 52.1% 30.5% 10.5% -20.0% Price/MRQ EPS Last Five Years 4/25/2016 104.4% 52.5% 74.3% 21.8% Price LTM EPS Source: Unaudited company information, as of 3/31/2021. Market data from S&P Global Market Intelligence, as of 4/26/2021 Note: All dollars in thousands, except per share data SA SA Ꭿ ARBV OTCPK 19.00 97 0.00% 1,309 25 19.05 $ 11.20 -0.3% 69.6% 119.0% 9.5x 11.0x 23

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