Investor Presentation August/September 2009 slide image

Investor Presentation August/September 2009

Drive Profitability Initiatives Streamline 1 Processes and Productivity 2 Optimise Overall Cost Base Emirates NBD ■ Leverage the recent significant investment in technology and infrastructure to streamline processes and improve productivity - Finacle core banking system - Oracle Financials - ERP Consolidation of data centres at Al Barsha Oracle HR Management System Calypso Treasury Management System Integrated Internet Banking platform Creating a scalable platform for future growth ■ Tighter governance of costs ■ Redeployment of staff from lower volume front-end activities to governance areas such as controls, collections and liability generation ■ Acceleration of integration cost savings initiatives ■ Align organisation and management model to new economic environment - Co-location/integration of functions Eliminating duplicated systems & processes Purchasing savings through rationalisation of suppliers, leveraging scale and renegotiation of contracts 38
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