Investor Presentaiton

Marketing Department PRESS RELEASE FEDERAL BANK YOUR PERFECT BANKING PARTNER October 22, 2021 Federal Bank net profit grows by 50% to reach Rs. 460.26 Cr Federal Bank announced Unaudited Financial Results for the quarter ended 30th September 2021. Highlights of the results are as follows: • CASA grew by 18% YoY and CASA Ratio at all time high level of 36.16% Strong traction in NIM @ 3.20% and pick up in NII @ Rs. 1479 Cr Net Profit @Rs. 460 Cr, grew by 50% YoY Operating Profit at Rs. 865 Cr Total Advances grew by 10% YoY • Agri Business grew by 20% YoY • Retail Advances grew by 12% YoY • Total Savings Deposits grew by 16% YoY Retail Deposits at 94% of Total Deposits Strong traction in Core Fee Income @ Rs. 373 Cr, increase of 29% YoY Commenting on the results and financial performance, Mr. Shyam Srinivasan, Managing Director & CEO, Federal Bank said, "The Bank, amidst the volatile environment, has delivered a very encouraging performance braving a lot of odds. We witnessed strong traction in NIM and pick up in NII on the back of good credit growth in certain segments. Strong recovery and upgrades helped in virtually no credit cost for the quarter. CASA growth of 18% YoY led CASA ratio to reach an all-time high of 36%. This further strengthens the granularity of our deposit portfolio. Inward Remittances continues to be a strong forte for the Bank with a market share of 20.54%. The digital story of the Bank continues to prosper with Fintech partnerships progressing well and contributing to 50% + of new accounts booked." WORKING RESULTS AT A GLANCE (Rs. in Crore) Particulars Q2 Q2 % y-o-y growth 2021-22 2020-21 Net Profit 460.26 307.62 149.62% The Federal Bank Ltd. | Marketing Dept | 4th Floor, Federal Towers, Bank Junction, Aluva | Phone: 04842634011 Email: [email protected] | CIN: L65191KL1931PLC000368| Website: www.federalbank.co.in

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