AUL HY2023 Investor Presentation

HY2023 operational review Advancing strategic ambitions • • . Australian Unity Real Wellbeing Further progressed strategy of building a commercially sustainable portfolio of businesses that provides member, customer and community value that supports personal and community wellbeing Delivered a sound financial result despite market disruption and volatility. Net profit after tax was $14.2m, compared to $15.5m in the prior corresponding period (prior period included a $20.3m before tax revaluation of the investment in the Platypus Asset Management business on the Group's acquisition of a controlling interest) Activities of the Independent & Assisted Living (IAL) platform continued to be adversely affected by the pandemic and those in the Retail and Wealth & Capital Markets (W&CM) platforms by the flow-on effects of financial market and regulatory change Within IAL, Home Care Services further progressed in developing improved and sustainable patient and outcome-focused healthcare services The Group continued to advance its social infrastructure agenda, including further growth of funds invested in critical social infrastructure, such as disability accommodation and childcare The Group is reviewing the arrangements under which it operates residential aged care, to safeguard both quality care and sustainability. It is anticipated this review will be concluded by mid-2023 • The Board has determined an interim fully franked dividend of $2.4932 per mutual capital instrument to be paid on 17 April 2023¹ AUL HY2023 Investor presentation 1The financial effect of this dividend has not been brought to account in the financial statements for the half-year ended 31 December 2022 and will be recognised in subsequent financial reports. 8

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