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Investor Presentaiton

Establishing a Solid Financial Base Work to "extend average remaining maturity" and promote "diversification of financing sources and methods" Plans to make early repayment of ¥1.5 billion in short-term loans, borrowed in September 2017, on December 27, 2017 to shift to long-term loans. In accordance with it, aim to "extend average remaining maturity" of debt Stable Financial Operations End of 8th period (January 31, 2017) End of 9th period (July 31, 2017) After new debt financing (Note 1) (as of September 30, 2017) Credit Rating Japan Credit Rating Agency, Ltd. Long-term issuer rating /EON AA- (Stable) イオンリート LTV (Note2) (including tenants' deposits) 46.4% 46.7% 45.0% Ratio of long-term debt(Note3) 98.7% 99.0% 98.0% Ratio of fixed-rate debt 96.5% 92.9% 91.9% 4.3 year Average remaining maturity 4.7 year 4.4 year Average interest rate 0.84% on debt 0.79% 0.79% Number of lenders 17 19 19 (Note 1) LTV = (Total interest-bearing debt after new debt financing + Tenant leasehold and security deposits) Total assets at end of 9th period (Note 2) LTV is estimated including all units of third party allotment. (Note 3) Of the loans borrowed on October 20, 2016, ¥1.5 billion is classified as current portion of long-term loans payable for accounting purposes but is recorded as short-term loans payable in the above figures. Diversification of Lenders Achieved ■Mizuho Bank 18.7% ■Sumitomo Mitsui Banking 16.2% SUmitomo Mitsui Trust Bank 13.7% ■Bank of Tokyo-Mitsubishi UFJ 11.1% Norinchukin Bank 6.3% Mizuho Trust & Banking 6.4% ■Mitsubishi UFJ Trust and Banking 5.8% ■Resona Bank 2.7% ■ AEON BANK 3.1% ■Development Bank of Japan 3.1% ■Hyakugo Bank 2.5% Hiroshima Bank 2.3% ■Mie Bank ■ 77 Bank 1.1% 1.3% ■Chiba Bank 0.2% ■Nippon Life Insurance 0.7% ■Meiji Yasuda Life Insurance 0.9% The Daisan Bank 0.3% Shinsei Bank 0.9% Investment corporation bonds 2.7% Plans to make early repayment of ¥1.5 billion in short-term loans borrowed in September 2017 to shift to long-term loans on December 27, 2017. 14
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