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corporate social responsibility 236 A SBERBANK 170 YEARS. BY YOUR SIDE €2009 December 17th, the high-speed train "Sapsan" commenced regular services between Moscow and Saint-Petersburg. 2000- 2010 2004 Russia ratified the Kyoto Protocol-an international treaty intended to reduce emission of greenhouse gases. 2002 Sberbank became the market leader in Russian banking, with a 67% share of the deposit market, a 46% share of the consumer loan market and a 31% share of the commercial loan market. 2008 Launch of the first card with a charity programme in Russia as a joint project of Sberbank and the "Gift of Life Foundation. Early 2000s Sberbank total share of plastic cards on the Russian market amounted to approximately 30%. 2004 Based on the ATM network development, Sberbank of Russia, with 4816 ATM units, was among the 50 major financial institutions in the world, and in 2008 Sberbank took the first place in Europe in the volume of cards issued. 170 YEARS. IT'S JUST THE BEGINNING OPENNESS AND GOODWILL A DRIVE FOR PERFECTION INITIATIVE AND CREATIVITY RESPECT FOR TRADITIONS TEAMWORK AND EFFECTIVENESS TRUST AND RESPONSIBILITY 2008 On October, 21 Sberbank's Supervisory Board approved the Development Strategy until 2014. WWW.SBERBANK RU INTEGRITY PRUDENCE AND PROFESSIONALISM A HEALTHY LIFESTYLE (MIND, BODY AND SOUL) sochi.ru® +2007 ANNUAL REPORT 2011 2014 GENERAL PARTNER July 4th, during the 119th session of the IOC in Guatemala, Russia was elected the host country of the Winter Olympic Games 2014. These will be the first Winter Olympic Games held in Russia. In 2008 Sberbank adopted the Development Strategy to 2014, the main purpose of which was to transform the bank into a world's top financial institution. This meant that even more people all over the world would be able to realize their aspirations and dreams! 2009 ↑ On May 12-16, for the first time ever, Russia hosted guests and participants of the "Eurovision" song contest. RUSSIA 1 ПАВИЛЬОН -CAHKT- ПЕТЕРБУРГ G8 SAINT PETERSBURG PAVILION +2006 2005 Commencement of construction of the Nord Stream Pipeline System-a gas transmission pipeline between Russia and Germany passing through the Baltic Sea. Russia hosted "Big Eight" summit for the first time. The meeting was held in St. Petersburg on July 15-17. 2009 April 3rd, Sberbank became the General Partner of the XXII Olympic Games 2014 in Sochi. 2009 On December, 14 Sberbank opened its first new format office. This marked the onset of Sberbank's programme for branch network reformatting to streamline banking processes and technologies in the light of a new customer-focused philosophy. 237 A corporate social responsibility

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