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Investor Presentaiton

AMUR CAPITAL KEY FUND PERFORMANCE METRICS ■ Ryan has incurred minimal loan losses and maintains a conservative loan loss provision ryanmortgage Year Portfolio Size Yield Loss Provision¹ Loss Provision as % of Portfolio Actual Losses Actual Losses Incurred Incurred¹ as % Portfolio 2013 $94 Million 9.30% $2,287,000 2.41% $99,000 0.14% 2014 $128 Million 9.15% $2,504,000 1.94% $64,000 0.07% 2015 $178 Million 9.05% $3,819,000 2.12% $681,000 0.53% 2016 $225 Million 9.28% $5,421,000 2.39% $861,000 0.48% 2017 $282 Million 9.70% $6,458,000 2.28% $451,000 0.20% 2018 $369 Million 9.84% $7,750,000 2.10% $1,292,000 0.44% 2019 $446 Million 9.92%3 $8,922,000 1.99% $1,015,000 0.28% 20202 $445 Million 9.79% 3,4 $9,455,000 1.84% $628,000 0.14% 2021 $528 Million 9.17%3 $9,652,000 1.80% $149,000 0.03% 2022 $648 Million 9.15%3 $10,601,000 1.65% $84,000 0.01% Loss Provision and Actual Losses Incurred are rounded to the nearest thousand. Fiscal year end prior to 2020 was Nov 30. From 2020 and onward, fiscal year end was revised to December 31. Assumes reinvestment of monthly dividends. Notes: 1) 2) 3) 4) Annualized yield for the 13-months ended December 31, 2020. 11
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