Investor Presentaiton
Independent Review of
RBD
Bangladesh's Development
Non-performing Loans (NPLs)
☐ Due to the longstanding moratorium
on loan classification, the current level
of non-performing loans (NPLs) in the
banking sector is hardly indicative of
the reality
□ Nevertheless, it can be seen that the
total volume of NPLs started rising
from the third quarter of FY21
□ It is apprehended that the actual
volume of NPL in the banking sector is
far greater than shown by the official
numbers
☐ It is anticipated that NPL will rise
further in the coming days, as loans
under COVID-19 liquidity support
packages were not provided in a
transparent or accountable manner
Billion BDT
1400
1200
1000
800
600
400
200
Figure: Total classified loans
(in billion BDT)
Q4 FY12
Q2FY13
Q4FY13
Q2FY14
Q4 FY14
Q2FY15
Q4 FY15
-SCBS
CPD (2022): State of the Bangladesh Economy in FY2021-22 (Third Reading)
Q2FY16
Q4FY16
Q2FY17
Q4 FY17
Q2FY18
Q4 FY18
Q2FY19
Q4FY19
Q2FY20
Q4 FY20
Q2FY21
Q4 FY21
Q2FY22
Quarter/year
SBS PCBs FCBs All banks
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