BankDhofar Financial Performance and Strategic Outlook

1 Capitalization Overview 2 ■Capital Adequacy Ratio ■CET-1 Ratio Minimum regulatory requirement 11.9% 12.6% 12.5% 12.9% 12.8% 8.25% 17.3% 17.9% 17.7% 17.8% 17.6% 12.25 % 2018 2019 2020 2021 Q3 2022 Risk Weighted Assets 3 Dividend History (FY 2021) OMR million 4,072 4% 5% 4,024 4,009 4% 16 14 3% 4% 11.985 3% 268 240 240 10 8.99 2% 3% ■ Operational 142 2% 64 36 5.993 Risk 2% ■Market Risk 1% 1% 3,662 3,720 3,733 ■Credit risk 0% 2019 2020 2021 2020 2021 Q3 2022 I Cash Dividend Dividend % 5 بنك ظفار BankDhofar ➤ Healthy CAR and a comfortable capital position thanks to a combination of share holder's equity, retained earnings and balance sheet optimization. The Bank is reporting capital ratios comfortably above minimum regulatory requirements The Bank has consistently distributed dividends during the past few years. 26

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