Creating the Future of Finance - Breakthrough Innovation
K
KASIKORNTHAI
Bad Assets Resolution
December 2022 (Consolidated)
(Bt bn)
60
50-
40
30
20
Write-offs
ธนาคารกสิกรไทย
开泰银行 KASIKORN BANK
NPL Portfolio Sales
(Bt bn)
59.0
80
72.0
70
60
50
40
26.4
27.4
30
15.4
21.5
19.9
20
11.4
6.4
8.4
7.1
6.8
10.7
10
2008-2015:
2021:
no bulk NPL sales
no NPL sale
0
2007
2008
2015 2016
2017 2018 2019 2020 2021 2022
10.3
10.1 9.6
7.3
10
5.5 4.3 3.9 5.0
0
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Outstanding Foreclosed Properties
NPL sales = legal claim amount, not book value of transferring amount
NPL sales mostly to AMCS except 2007: Standard Bank Asia Limited and Morgan Stanley Emerging
Markets Inc., 2016: JMT Network Services PCL, and 2022: Most NPL sales to JK Asset Management
Sales of Foreclosed Properties (KBank only)
(Bt bn)
(Bt bn)
48.9
46.3
10.5
16.7 15.9 15.1
III
31.5
28.4
24.9
12.5 12.1 13.4
16.1 17.4 19.6
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 9M22
6.4
5.4 5.6
5.0 4.8
4.1
4.0 4.3
2.8 3.0 2.9
3.0
2.4
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 9M22
Note: On September 11, 2013, the Bank was formally notified of its final loss sharing portion under the asset transfer agreement with TAMC established in October 2001. This amounted to Bt206mn. An amount
of Bt1,159mn relating to the provision for losses recorded in prior years has been reversed through profit or loss in 2013.
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
TFRS 9: Investment in Securities Portfolio and Structure
December 2022 (Consolidated)
Instrument Type
Financial Assets Classification
Holding Type
TFRS 9: Asset Type
(Bt bn)
1,098
(Bt bn)
1,200
1,029
0.4%
1,200
1,098
0.3%
0.9%
1,000
824
11%
777
1,029
0.8%
777
11%
1,000
11%
663
824
0.3%
663
0.4%
12%
0.3%
0.2%
800
10%
17%
0.3%
14%
800
0.1%
0.1%
17%
56%
15%
600
10%
0.1%
0.7%
15%
62%
7%
20%
600
0.7%
56%
16%
18%
400
54%
61%
59%
400
56%
200
66%
53%
54%
38%
38%
32%
200
40%
43%
0
2018
2019
2020
2021
2022
0
6%
2020
6%
2021
5%
2022
Other Investment (Investments in Receivables, Investments in Subsidiaries and Other Investments)
Equity Investment
Foreign Bonds
2018
Investments Subsidiaries
General
Available-for-sales
2019
Investment in Receivables
Held-to-maturity
Trading
Investments Subsidiaries
Fair value through OCI
Amortized cost
Fair value through PL
Corporate Bonds
■Government & State Enterprise Bonds
■KBank's guideline for investment portfolio management is to primarily maintain liquidity in order to support a future change in
business conditions. In addition, an investment strategy was established in line with changes in economic conditions and the
movement of money markets and capital markets both at home and abroad.
Investment Portfolio (Bt bn)
2018
663
2019
2020
777
824
2021 2022
1,098 1,029
1Q22 2Q22 3Q22 4Q22
1,080 1,050 1,049 1,029
Investment Portfolio (% Growth YoY) 23.51% 17.22% 6.15% 33.16% (6.23) 16.33% 11.03% 2.95% (6.23)
บริการทุกระดับประทับใจ
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