Investor Presentaiton

Micro Finance portfolio has historically shown higher resilience vis-a-vis industry during times of crisis Bandhan Bank Disruption due to agitation in Assam (Nov 2019) 90+ DPD as on Feb'20 3.1% 10.1% 6.2% Bandhan Bank Rest of Industry Total Industry* 3/3 Despite having the highest market share in the state with large presence in upper Assam impacted districts, Bandhan has been able to outperform the industry because of its higher customer vintage, loyalty and strong connect *Source: Equifax Credit Bureau

View entire presentation