Investor Presentaiton

= Non-Funded Income Robust fee generation drives 11% YoY growth in non-funded income Non-Funded Income (AEDmn) Non-Funded Income Movement YoY (AEDmn) +8% 667 1,057 620 551 506 549 491 -51 +11% 48 118 مصرف أبوظبي الاسلامي ADIB 1,169 -3 1Q 21 2Q 21 3Q 21 4Q 21 1Q 22 QoQ -8% -3% +36% -7% 2Q 22 -12% Non-funded income 1H 21 Investment income Fees and commission income Foreign exchange Other income income Non-funded income 1H 22 -11% +26% +41% -46% Non-Funded Income Composition (%) Foreign exchange income 14.1% Risk participation 5.4% Trade related 3.4% Cards income 13.7% Other 3.9% Fee & Commission Income Movement YoY (AEDmn) +26% 461 30 28 7 8 1H 22 Investment income 36.0% -0 46 46 Retail & others 23.5% Fee & Risk commission participation income 1H 21 Cards income Trade related Brokerage Property management Retail & others +90% +21% +23% +63% -1% +20% 579 Fee & commission income 1H 22 29

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