Scotiabank Outlook Presentation

Scotiabank Solid contribution from all 3 businesses net income available to common shareholders, $ millions Scotiabank 329 326 329 206 174 Q1/05 Q4/05 Q1/06 258 247 233 229 Domestic International Scotia Capital ROE 5 Meeting our 2006 financial performance objectives Q1/06 Objective 21.6% VS. 18-22% EPS Growth 9% VS. 5-10% Productivity 55.2% VS. <58% 6

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