Investor Presentation Q2-FY22

Operating Profit Margins Amongst the Highest in Industry Net Interest Margin (%) 4.16% 4.12% 4.13% 4.07% 4.06% Total Fee to Asset Ratio (%) 2.0% 2.0% 2.1% 2.0% 2.0% Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 Cost to Income Ratio (%) 41.3% 41.0% 41.1% Operating Profit Margin (%) 40.5% 5.7% 5.8% 6.0% 6.0% 41.4% Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 22 22 6.0% 3.6% 3.7% 3.7% 3.6% 3.6% Q2 FY21 Q3 FY21 Q4 FY21 Q1 FY22 Q2 FY22 ■% of Average Loans % of Average Assets IndusInd Bank

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