Investor Presentaiton

Borrowings Profile (contd.) 16 CREDIT RATING - LONG TERM ALM Profile SHRIRAM City MONEY WHEN YOU NEED IT MOST Rs. Crores Particulars Total Inflows Total Outflows Mismatch Cumulative Mismatch AA AA AA AA CARE INDIA RATINGS ICRA CRISIL 0-7 days 4195 653 3543 3543 CREDIT RATING - FDS 8-14 days 958 167 791 4333 15-30 days 2321 723 1598 5931 - 1 2 months 2142 664 1477 7408 AA+ ICRA >2 3 months 1953 1022 932 8340 >3 6 months 4654 3310 1344 9684 CREDIT RATING-SHORT TERM >6 12 months 8997 9264 -267 9417 >1-3 years 10980 11820 -840 8578 >3-5 years 3162 3786 -625 7953 A1+ A1+ CARE ICRA > 5 years Total 2786 10892 -8106 -154 42147 42301 -154 SHRIRAM HOUSING FINANCE

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