FY22 Investor Presentation
Customer value proposition
Delivering faster, fairer loans through our
smart technology
Use of funds
• Personalised fixed rates based on
customer credit characteristics.
Renovation Loans
Debt Consolidation
Risk-based
pricing
Unsecured
personal
loans
Automated
application
process
Fully
CCCFA /
NCCPA
compliant
H
Interest
rates from
5.35% to
19.99%
Fast
funding
• Loans up to $70k in AU/NZ with loan
terms of 3, 5 and 7 years.
Average new loan size $22,000.
• Funding within 24 hours.
•
One simple upfront loan
establishment fee. No other fees.
• Loans are fully compliant with
consumer lending codes in AU/NZ.
H
HARMONEY ©2022
FY22 INVESTOR PRESENTATION
Car Loans
Education Loans
Business Loans
Medical Loans
Travel Loans
Wedding Loans
31 AUGUST 2022
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