Investor Presentaiton
PUBLIC
Capitalization and Asset Quality
Total Equity Breakdown (USD mn)
Prudent capitalization (%)
■ Share capital
■Statutory reserves ■Retained Earnings
■ Tier 1
■ Tier 2
Other Reserves & Treasury Shares
18.4%
18.1%
18.4%
17.8%
11,701
2.4%
2.4%
2.4%
2.4%
10,942
11,157
10,777
3,555
2,565
3,142
2,631
4,923
4,403
4,579
4,653
16.0%
15.7%
16.0%
15.4%
1,132
1,189
1,127
1,183
2,265
2,378
2,367
2,485
Dec-20
Dec-21
Mar-21
Mar-22
Prudent Provisioning (USD mn)
■Specific Provisions ■General Provisions
2,272
Dec-20
Provisions and Impairments Charges (USD mn)
■ Provisions for Credit Losses Other Impairment Losses
815
2,094
95
1,682
1,706
1,685
438
39
1,313
720
565
369
409
2019
2020
2021
Dec-21
220%
Mar-21
Mar-22
Asset Quality Ratios (%)
Loan Loss Coverage Ratio
300%
NPL Ratio
302%
225%
399
141
0
1.72%
1.68%
41
1.04%
1.12%
141
2020
2021
1Q 2021
1Q 2022
Dec-20
Dec-21
Mar-21
Mar-22
Notes: 'Equity here refers to total equity attributable to the shareholders of National Bank of Kuwait S.A.K.P.
National Bank of Kuwait 28View entire presentation