Investor Presentaiton slide image

Investor Presentaiton

PUBLIC Capitalization and Asset Quality Total Equity Breakdown (USD mn) Prudent capitalization (%) ■ Share capital ■Statutory reserves ■Retained Earnings ■ Tier 1 ■ Tier 2 Other Reserves & Treasury Shares 18.4% 18.1% 18.4% 17.8% 11,701 2.4% 2.4% 2.4% 2.4% 10,942 11,157 10,777 3,555 2,565 3,142 2,631 4,923 4,403 4,579 4,653 16.0% 15.7% 16.0% 15.4% 1,132 1,189 1,127 1,183 2,265 2,378 2,367 2,485 Dec-20 Dec-21 Mar-21 Mar-22 Prudent Provisioning (USD mn) ■Specific Provisions ■General Provisions 2,272 Dec-20 Provisions and Impairments Charges (USD mn) ■ Provisions for Credit Losses Other Impairment Losses 815 2,094 95 1,682 1,706 1,685 438 39 1,313 720 565 369 409 2019 2020 2021 Dec-21 220% Mar-21 Mar-22 Asset Quality Ratios (%) Loan Loss Coverage Ratio 300% NPL Ratio 302% 225% 399 141 0 1.72% 1.68% 41 1.04% 1.12% 141 2020 2021 1Q 2021 1Q 2022 Dec-20 Dec-21 Mar-21 Mar-22 Notes: 'Equity here refers to total equity attributable to the shareholders of National Bank of Kuwait S.A.K.P. National Bank of Kuwait 28
View entire presentation