25 YEARS IN INDIA: LEADING WITH IMPACT

Advances deep-dive Housing Loan: Mid-ticket continues to hold highest share over the years Rs 25-75 lakh segment's share increased from 38% in FY18 to 46% in 9MFY22 Ticket size-wise disbursement trends at NBFCs (%) (select products) 23.0 23.0 21.0 22.0 38.0 41.0 44.0 46.0 46.0 26.0 29.0 28.0 28.0 26.0 23.0 10.0 9.0 8.0 6.0. 6.0 FY18 FY19 FY20 FY21 9M FY22 Rs>75lakh Rs 25-75 lakh Rs 10-25 lakh Rs<10lakh Mid ticket segment did comparatively better post covid; impact more severe on affordable housing Source: CRISIL Research; BCG analysis Timely interventions from the government position the housing finance segment to further grow 37 34 Copyright 2020 by Boston Consulting Group. All rights reserved.

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