Commercial Bank Investment and Financial Highlights
Group Financial Performance - Nine months ended 30 September 2019 in US$ (1)
Group Profitability
Consolidated Balance Sheet
QAR Million
9m 2019
9m 2018
%
QAR Million
9m 2019
9m 2018
%
Net interest income
533
524
1.6%
Total assets
40,026
38,103
5.0%
Non-interest income
251
207
21.1%
Loan & advances
24,477
23,576
3.8%
Total costs
226
245
-7.7%
Investment Securities
7,427
5,949
24.8%
Net provisions
172
173
-0.9%
Customers' deposits
20,410
20,693
-1.4%
Associates income
35
35
-0.5%
Total equity
5,916
5,414
9.3%
Net profit after tax
413
346
19.4%
Performance Ratios
ROAE
ROAA
NIM
Capital
9m 2019
9m 2018
QAR Million
9m 2019
9m 2018
9.4%
8.2%
RWA (QAR million)
32,099
32,464
1.4%
1.2%
CET 1 ratio (Basel III)
11.0%
9.7%
2.3%
2.2%
Total Capital ratio (Basel III)
16.2%
14.6%
(1) QAR/USD = 0.27; pegged exchange ratio of as of 30 Sept 2019
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