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Investor Presentaiton

Delivering our strategy execution phase on track Grow with our customers FY22 Progress ~100k additional customers in DIA with national¹ launch of NRMA Positioned NZ for direct brand growth through marketing, pricing and product initiatives FY23 Focus • Target under-represented areas using pricing and product capability Redesign digital sales experience to increase conversion Innovate SME Direct product across Australia and NZ Build better businesses Established IIA Underwriting Office and centralised pricing teams Expanded Motorserve (AU) and Repairhub (AU/NZ) Acquired First Rescue, enabling NZ 24/7 roadside assistance • Implement IIA portfolio optimisation plans Deploy updated pricing tools and harmonise product offerings Continue expansion of Motorserve (AU) and Repairhub (AU/NZ), Consolidate and leverage NZ First Rescue ESG commitments including net zero by 2050 Create value through digital Manage our risks 1. 7 FY22 Results 12 August 2022 • • • • . Enterprise Platform rollout more than half-way complete in DIA Online claims tracker for NRMA motor Insurance customers Enhanced SME digital solutions and product offerings • • Single Claims, Pricing and Policy engines in Eastern States and NZ Claims modernisation focussed on digital, automation and Al Continue investment in broker connectivity and automation Improved risk management maturity with strengthened controls and clear executive accountability Integrated Risk Management system implemented Strengthened underwriting capability and governance Renewed quota-share arrangements Continue to uplift risk maturity and embed risk culture • Renew long-term quota share arrangements Excluding Victoria where RACV distributes Direct Personal Lines products on behalf of Insurance Manufacturers Association. iag
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