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Investor Presentaiton

Assets & liabilities optimised continuously Assets +8.20% 2022 28,913.9 2021 26,722.4 RMB billion Liabilities +8.10% 2022 26,346.3 2021 24,371.9 RMB billion Loans +11.72% 2022 17,554.3 2021 15,712.6 RMB billion Deposits +11.35% 2022 20,201.8 2021 18,142.9 Increment reached a record high Domestic RMB loans increased by RMB1.58 trillion, up 12.50% yoy Domestic RMB deposits increased by RMB1.73 trillion, up 12.54% yoy Structure further optimised Proportion of net loans to total assets went up by 1.86 ppts to 59.20% Proportion of avergage banlance of domestic RMB medium and long-term loans to total reached 74.45% Proportion of deposits to total liabilities went up by 2.24 ppts to 76.68% Proportion of high-cost deposits decresed by 2 ppt Maintained a market leading position regarding domestic foreign currency deposits and loans RMB billion 6
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