Financial Analysis and Currency Deposits
Recurring non interest income at €67 mn in 2Q2022, above pre-pandemic
levels
Non-NII% of Total
Income
52%
44%
50%
49%
53%
51%
51%
F&C % of Total
•
Income
22%
28%
30%
32%
28%
30%
33%
€136 mn
+13%
€154 mn
10
•
Total non interest income of €79 mn for 2Q2022
representing 51% of total income
Net fee and commission income for 2Q2022 of €50 mn
was up 14% qoq (compared to €44 mn for 1Q2022),
due to:
higher volume of transaction fees
higher credit card commissions due
seasonality
to
the full impact of the introduction of the revised
price list and extension of liquidity fees
Phasing out of liquidity fees in 2023 (c.€4 mn per
quarter)
Net insurance income of €17 mn for 2Q2022 mn,
broadly flat qoq
Net FX and other income¹ broadly flat at €10 mn
92
60
76
68
81
75
79
Total non - NII(€ mn)
92
Non recurring
36
24
8
12
6
+
13
9
2
12
19
15
14
10
15
565
12
10
63
Recurring
56
56
52
18
12
62
18
13
1)
2)
72
67
62
60
17
18
16
50
45
44
44
44
38
39
1Q2022
2Q2022
REMU 2
Net FX and other income¹
2Q2019
1Q2021
2Q2021
3Q2021
4Q2021
Insurance income net of insurance claims
Net fee & commission
Net FX gains/(losses) & Net gains/(losses) on financial instruments, and other income
Gains/(losses) from revaluation and disposal of investment properties and on disposal of stock of properties
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