J.P.Morgan Results Presentation Deck
2Q23 Financial results 1
$B, EXCEPT PER SHARE DATA
Net interest income
Noninterest revenue
Managed revenue¹
Expense
Credit costs
$B
Net charge-offs
Reserve build/(release)
Credit costs
Net income
Net income applicable to common stockholders
EPS - diluted
ROE²
ROTCE²,
Overhead ratio - managed ¹,2
Memo:
NII excluding Markets 4
NIR excluding Markets 4
Markets revenue
Managed revenue ¹
Adjusted expense 5
Adjusted overhead ratio
1,2,5
Note: Totals may not sum due to rounding
1 See note 1 on slide 11
2 Actual numbers for all periods, not over/(under)
3 See note 4 on slide 11
2Q23
$1.4
1.5
4 See note 2 on slide 11
5 See note 5 on slide 11
6 Reflects fully taxable-equivalent ("FTE") adjustments of $1.1B in 2Q23
JPMORGAN CHASE & CO.
$2.9
Reported
$21.9
20.5
42.4
20.8
2.9
$14.5
$14.0
$4.75
2Q23
CCB
CIB
CB
AWM
1Q23 2Q22
$1.1
$0.7
1.1
0.4
$2.3
$1.1
2Q23 Tax rate
Effective rate: 17.7%
Managed rate: 22.5% 1,6
ROE O/H ratio
38%
48%
15%
55%
16%
33%
29%
64%
20%
25
49
$22.4
13.0
7.0
42.4
$20.4
48%
2Q23
FR impact
$0.9
3.1
4.0
0.6
1.2
$2.4
$2.4
$0.80
3%
4
(4)
$0.9
3.1
-
4.0
$0.6
(4)%
ex. FR
$21.0
17.4
38.4
20.2
1.7
$12.1
$11.6
$3.95
17%
21
53
$21.5
9.9
7.0
38.4
$19.8
52%
ex. FR $ 0/(U)
1Q23
$0.2
(1.1)
(1.0)
0.1
(0.5)
($0.5)
($0.6)
($0.15)
18%
23
51
$0.5
(0.2)
(1.4)
(1.0)
($0.1)
51%
2Q22
$5.8
1.0
6.7
1.5
0.6
$3.4
$3.4
$1.19
13%
17
59
$7.8
(0.3)
(0.8)
6.7
$1.1
59%
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