Ready Capital Investor Presentation Deck slide image

Ready Capital Investor Presentation Deck

Differentiated Mortgage REIT READY CAPITAL. Largest non-bank lender to both investors in and owners of small balance commercial ("SBC") properties with current market capitalization over $1.8 billion ¹.2 All-weather investment strategy as a direct lender and acquiror of bulk portfolios, including distressed $7.6 billion³ portfolio of almost 5,600 loans diversified across 50 states & Europe with 99% senior lien Resilient current dividend yield of 11.4%¹; combination of gain-on-sale income from 3 government sponsored Opco's & NIM from "capital heavy" SBC Record year in pandemic Imbedded operating companies supported by 600 employees across the Company's 8 offices Integrated with Waterfall Asset Management, LLC, a leading $9.8 billion global structured products investment manager with a 17-year track record 1. As of March 31, 2022; Includes shares issued in connection with the Mosaic acquisition which closed on March 16, 2022 2. Inclusive of preferred stock 3. Excludes Paycheck Protection Program loans 3
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