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Investor Presentaiton

FRENCH RETAIL BANKING NET BANKING INCOME _NBI (in EURM) 2,256 2,221 2,219 2,188 2,176 1,002 1,032 1,023 1,022 1,049 106 78 100 187 62 1,093 1,032 976 1,013 1,075 21 23 71 53 44 Q4 21 Q1 22 Q2 22 Q3 22 Q4 22 NB: including Private banking activities as per Q1 22 restatement (France and International), includes businesses transferred following the disposal of Lyxor SOCIETE GENERALE Fees Other Income Net Interest Margin PEL/CEL Provision or Reversal 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023 58
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