Investor Presentaiton

Key Profitability Metrics Net Interest Income (* Crs) 585 597 499 451 437 Non-Interest Income (* Crs) ++ ESAF ESAF SMALL FINANCE BANK Joy of Banking 94 93 81 79 +36.4% 65 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Pre-Provision Operating Profit (* Crs) 239 219 211 301 290 +37.4% 58 37 Profit After Tax (* Crs) 140 130 101 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 Q2FY23 Q3FY23 Q4FY23 Q1FY24 Q2FY24 +21.5% +143.3% 13

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