Investor Presentaiton

Lower REMU sales due to COVID-19 lockdown Evolution of REMU stock1 Group BV (€ mn) €27 mn sales in 1H2020 Sales contract prices 2 - Organic (€ mn) 1,530 1,490 1,484 1,456 103 98 183 182 Greece & Romania Residential 269 268 Commercial properties 24 24 Hotels 625 619 Land & plots Golf 280 265 Dec Dec Mar Jun 2018 2019 2020 2020 Property market starting to recover post lockdown Sale contracts (excluding DFA's)³ -80% -8% 1.423 1.057 766742 834739 766 714646 896825 2019 2020 510 419 216 Jan Feb Mar Apr May Jun Jul • 116% 91% 27 109% 90% Group Financial Results for the six months ended 30 June 2020 124% 91% 110% 90% 5 13 9 Total Sales 1H2020 Commercial Residential Land Net Proceeds / BV Gross Proceeds / OMV Temporary slowdown of REMU sales due to COVID-19 lockdown • Visible pipeline for €53 mn (SPAs signed) • Offers accepted for €15 mn Regulatory approval received for the setup of an Additional Investment Fund (AIF) consisting of properties of up to €45 mn GBV (1) In addition to assets held by REMU, properties classified as "Investment properties" with carrying value of €23 mn as at 30 June 2020 relate to legacy properties (2) Amounts as per Sales purchase Agreements (SPAs) (3) Based on data from Land of Registry- Sales contracts Bank of Cyprus Holdings 37

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