KASIKORNBANK Strategic Acquisition

K KASIKORNTHAI KBTG Highlighted Accomplishments in Y2021 KBTG ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK KASIKORN BUSINESS-TECHNOLOGY GROUP TECH ARM OF KBank ACCOMPLISHMENTS 145 IT Projects Delivered (+75% growth*) 400 KBank Applications 17 1st Million K PLUS users (+47% growth*) - Thailand's most popular mobile banking app Rank of Cyber Security - BitSight Rating NEW S-CURVE BUSINESS ACCOMPLISHMENTS Bt4bn New Loans - Through Marketing & Credit Intelligence via Al & Machine Learning KX Fully operated KX as 'Venture Builder' CONTA Launched 'Coral' Thailand First NFT'S Marketplace kubix 1st Bank to Receive ICO License in Thailand Established Platform Businesses THG 19 * % growth against Y2019 Co-innovations with Ecosystem Partners - Healthcare & Insurance Note: KX = KASIKORN X; NFT = Non-fungible Token; ICO Initial Coin Offering บริการทุกระดับประทับใจ K KASIKORNTHAI KBTG 3-Year Strategy (Y2022 - Y2024) ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK Vision ONE of the Best Tech Companies in Southeast Asia by 2024 SUPPORT RUNNING THE BANK 01. IT Project Delivery Excellence Drive strategic-focused projects and manage overall project portfolio for on-time, on-budget delivery 02. IT Brilliant Basics Modernized IT Architecture Operational Excellence (e.g. incident, service availability, capacity) " Cyber Security Level on par with Global banks IT Cost Optimization 03. Regional Expansion Support KBank regional expansion Uplift KTECH capability to enable KASIKORNABANK (China) to become one of the top foreign banks in Shenzhen 04. World Class Tech Talent " Forbes's World's Best Employers Acquire resources using hybrid model (Work from Anywhere) Uplift employee capability Note: NLP = Neuro-linguistic Programming; DeFi = Decentralized Finance; ; ICO = Initial Coin Offering CREATING THE FUTURE 05. Breakthrough Innovation " " Scale up existing innovation products Commercialize matured tech capabilities through partnerships Deliver business value/cost saving using advanced tech capabilities (Marketing/Credit Intelligence, Fraud detection, NLP Chatbot) 06. The New S-Curve " Become a Market Leader in Overall ICO Deal Volume in Thailand บริการทุกระดับประทับใจ A Prominent Industry Player in DeFi in Thailand 45 46

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