I&M Rwanda H1 2022 Earnings Presentation
Continue to be guided by our iMara 2.0 strategy & maintain a strong underlying performance
across all business segments
Strategy
Highlights
Executing our MSME strategy; +2,247 new businesses (50% YoY
growth)
Revenue diversification Strategic initiatives continue to gain strength
with a 10% contribution to the total net revenue of the bank with
outstanding results from MSME buildout, Bancassurance business
line, and digital channels.
Implementation of enterprise risk management systems
automation and digitization of key customer processes with I&M
Leading with an end-to-end digital customer online onboarding.
Roll-out of AML platform, IFRS 9 modelling system & Corporate loan
origination system
Net promoter Score: 93% YTD
Digital Channels: 75% of the Bank's transactions are done on
alternative channels
400+ Merchant acquiring terminals
SPENN: 370K users (as of end June 2022) on the platform
SPENN: 3000+ loans disbursed through SPENN micro-lending product.
Corporate
Banking
Business
Banking
Retail
Banking
125.2
33.8
80.3
129.1
131.4
215.9
240.8
Loans
Deposits
■Dec-21 ■Mar-22 ■Jun-22
34.0
34.7
26.3
25.5
Loans
Deposits
■Dec-21 ■Mar-22 ■Jun-22
79.6
78.4
65.4
63.4
Loans
■Dec-21
Deposits
■Mar-22 Jun-22
257.8
28.4
65.9
I&M Rwanda - H1 2022 Earnings Presentation
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