4Q 2022 INVESTOR PRESENTATION
Balance Sheet Track Record
Solid history of strong balance sheet momentum...
Total Assets (SARbn)
+13% CAGR
Financing (SARbn)
+15% CAGR
مصرف الإنماء
alinma bank
Customers' Deposits (SARbn)
+13% CAGR
200.4
146.5
156.9
173.5
145.2
126.3
121.5
131.8
111.2
119.5
121.1
83.9
94.8
90.1
102.1
2018
2019
2020
2021
2022
2018
2019
2020
2021
2022
2018
2019
2020
2021
2022
YOY
+8%
+19%
+11%
+16%
YOY
+13%
+17%
+14%
+16%
YOY
+13%
+17%
+1%
+20%
NPL Ratio (%)
3.00%
2.00%
1.00%
Liquidity (%)
200%
150%
1.9%
100%
50%
Capitalization (%)
30%
135.0%
-106.1%
20%
82.8%
10%
0%
0.00%
2018
2019
2020
2021
2022
2018
2019
2020
2021
2022
2018
2019
CET1 ratio
2020
-T1 ratio
2021
2022
CAR
LDR SAMA Ratio
.NSFR
LCR
4Q 2022 INVESTOR PRESENTATION
19.8%
18.6%
15.8%
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