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Investor Presentaiton

Bank BTPN's Values Customer First Proactive & Innovative Always look at it from the customers' point of view to provide additional value Step up and relentlessly innovate Speed & Quality Integrity Differentiate ourselves through the speed and quality of our decision- making and service. delivery As a professional, always act with sincerity and a high ethical standard. pank btpn A MEMBER OF SMBC Group Synergy Collaborate as one team

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