2022 Interim Results - Debt Investor Presentation
EBA Transparency Exercise 20211
Bank of Ireland 2022 Interim Results - Debt Investor Presentation
Bank of Ireland's IRB RWA density across major loan portfolios exceeds a wide distribution of European peers
IRB Lending: SME Lending2
IRB RWA: Corporate Lending³
120%
80%
70%
100%
60%
80%
50%
40%
60%
30%
40%
20%
20%
10%
0%
0%
Bank
1
Bank BOI Bank Bank
2
4
3
5
Bank Bank Bank Bank Bank Bank
6
7
8
9 10
1
6
7
3
BOI Bank Bank Bank Bank Bank Bank Bank Bank Bank Bank
5
2
8
9 10
4
IRB RWA: Domestic Mortgage Lending4
Leverage Ratio (Regulatory Basis)5
30%
8%
25%
7%
20%
6%
5%
15%
4%
10%
3%
2%
5%
1%
0%
0%
Bank BOI
4
3
1
8
Bank Bank Bank Bank Bank Bank Bank Bank Bank
7
2
6 10 9
5
1 Charts represent 30 June 2021 figures published by the EBA for ABN AMRO, Banco Comercial Português, Groupe BPCE, CaixaBank, Commerzbank,
Danske Bank, Erste Group, Svenska Handelsbanken, Intesa Sanpaolo, KBC Group
2 Credit Risk IRB Approach Risk Exposure Amount divided by Exposure Value for "Corporates - Of Which SME" at 30 June 2021
3 Credit Risk IRB Approach Risk Exposure Amount divided by Exposure Value for "Corporates - Excluding SME & Specialised Lending" at 30 June 2021
4 Credit Risk IRB Approach Risk Exposure Amount divided by Exposure Value for "Retail - Secured on Real Estate Property" at 30 June 2021
5 "Leverage Ratio - Using a transitional definition of Tier 1 Capital" at 30 June 2021
Bank of Ireland
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