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Investor Presentaiton

Corporate Centre - 4Q21 €m Revenues 4Q21 4Q20 3Q21 2021 2020 24 -241 11 512 -358 Operating Expenses and Dep. -271 -283 -183 -1,007 -890 Incl. Transformation, IT Reinforcement, Restructuring and Adaptation Costs -82 -150 -62 -292 -389 Gross Operating Income -247 -524 -172 -495 -1,249 Cost of Risk Operating Income 7 -29 -40 -153 -72 -240 -554 -212 -647 -1,321 Share of Earnings of Equity-Method Entities 4 4 13 16 54 Other Non Operating Items Pre-Tax Income 247 421 -61 775 939 11 -129 -260 144 -327 Revenues . • Lower contribution from Principal Investments Impact of a positive non-recurring item: +€91m Reminder from 4Q20: • • Accounting impact from a swap set up for the transfer of an activity: -€104m Revaluation of proprietary credit risk included in derivatives (DVA): -€39m Operating expenses . Restructuring and adaptation² costs: -€61m (-€91m in 4Q20) IT reinforcement costs: -€21m (-€59m in 4Q20) Reminder from 4Q20: donations and staff-safety measures relating to the public health crisis (-€24m) Other non-operating items Capital gain on the sale of buildings: +€184m (+€193m in 4Q20) • Net Write backs in impairments in 2021: +€75m (-€130m in 4Q20) Reminder from 4Q20: Capital gain on the sale of Allfunds shares (+€371m) BNP PARIBAS 1. Related in particular to the restructuring of certain activities (including at CIB); 2. Related in particular to Wealth Management, BancWest and CIB The bank for a changing world 2021 Full Year Results | 90
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