Investor Presentaiton

Client Loan Usage Review Most respondents have used their loans for education purposes and housing/home improvement Original purpose of the loan "What did you use the Bayport loan for?" In % N=311 Motor vehicle & Settling other loans/debt 3% Health 3% transport 2% Other 3% Agriculture 4% SMME 13% Source: Sagaci Research analysis Housing & home improvement 29% Education 43% ŷ Respondents have shown that choosing Bayport relies on trust, its speed of disbursement and interest rates ŷ Most respondents have used their loans for housing and home improvement ŷ Interest rates are the most important factor to most respondents when it comes to deciding on a loan provider 26 Strictly Private & Confidential

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